Gaspar Insurance one of the leading insurance consultancies believes in educating their customers and general people around in terms of Insurance. They speak about Auto insurance in this article
In the past couple of years, there is an increase in the number of automobiles specially motorcycles on the road. According to the U.S. Department of Transportation, motorcycle riding has become more popular in recent years. Unfortunately, with this comes an increase in motorcycle crashes and fatalities. While proper safety precautions such as wearing helmets are important for your personal safety, motorcycle insurance is the best way to protect your financial security and the property of others:
Different coverage by Auto insurance includes:
• Liability Coverage: covers personal injury and property damage that you may cause to someone else. It does not cover you or your motorcycle.
• Collision Coverage: covers damage to your motorcycle if you’re involved in an accident.
• Comprehensive Coverage: covers damage to your motorcycle caused by any event excluding fire, theft or vandalism.
• Uninsured/Underinsured Motorist Coverage: covers you and your property if damage is done by someone that is uninsured or underinsured.
Lower rates are available depending on your age, driving record, location, motorcycle type, and rider-training courses. Gaspar Insurance has all the solutions for insurance related issues but still there are certain measures that can be taken to prevent automobile theft
According to the National Insurance Crime Bureau, in the U.S. a vehicle is stolen about every 40 seconds and only a little over 50% of cars are recovered.
Ways to Prevent Theft:
• Park in well lit areas
• Always lock doors and keep windows rolled up
• Leave personal valuables out of sight in the trunk
• If possible, keep your car in a locked garage
• Have your windows tinted
• Keep registration card in your wallet
• Use emergency brake when parked
• Have an anti-theft device or alarm system on your car
If your car is stolen, report the following information:
• Year, make, model, and color of your car
• Approximate time it was stolen
• Description of any suspicious people seen around the area and your car
• Any witnesses
Always be aware of your surroundings. Remember it is you, me, family and friends that ultimately pay for car theft. According to the Insurance Information Institute, one-fourth of car insurance premium goes to pay for car theft claims.