There are simple ways to protect your home and decrease the chances of being burglarized. Never underestimate the importance of having an up-to-date security system linked to an alarm company. In the event of a burglary, having home insurance is the last line of defense.
According to current crime statistics from the FBI, homes without security systems are two to three times more likely to be broken into, property crimes have resulted in losses estimated at $14.3 Billion last year, and 62 percent of home burglaries occur during the daytime between 10 a.m. and 3 p.m.
Here are five practical theft prevention tips to help reduce the chances for your home to be burglarized:
- Secure Your Home from Burglary
- Protect Important Documents and Valuables
- Protect Your Home While on Vacation
- Screen Your Household Staff
- Find the Right Home Insurance
Make sure to install heavy doors, quality windows, and use only the best locks to secure your property. Consider arming your home with a security system that is monitored by a professional alarm company. Ensure that your home alarm system is turned on at all hours of the day, even if you are at home. If you have a basement, including motion sensors and detectors in your basement is an excellent way to protect your home. Make sure all of the windows and doors in your basement have contact sensors that are also protected by your alarm system. A commonly overlooked protection practice is locking your pet doors so they are not a point of entry for burglars. Install proper outside lighting with motion sensors, since thieves may choose to bypass a well-lit home. Close curtains or blinds to prevent thieves from taking inventory of your personal belongings and seeing your home’s layout. Don’t overlook the advantage of keeping your garage door locked to prevent entry and access to your home. Store your tools and other hardware in a shed that is locked so that they cannot be used to enter your home easier.
If you have a lock box or a safe, keep them in a hidden area of the house and not easily accessed. It is important that you keep all personal papers and documents such passports, birth certificates, and financial statements in a locked, fire-proof safe or a safety deposit box as an added measure of security. Keep any jewelry in a secure location, such as a home safe or bank safety deposit box. Keep an inventory list of your jewelry and take pictures of each item because this can be useful if and when you need to file a claim. Periodically update the appraisals for your valuables, especially jewelry or items that you have had for many years, including family heirlooms.
Double-check that all the doors and windows are locked and secured before you leave! Leave the curtains and blinds open to give an illusion that someone is home. Talk to a family member or a trusted neighbor to check in on your home regularly while you are away. Keeping your mailbox free from stacked up mail and newspapers can go a long way to throwing off potential thieves. Empty trash cans are also a clear sign that no one is home. Give a spare key directly to your neighbor or a family member rather hiding it under the mat or a rock. Have someone check in on your home to ensure the grounds have not been disturbed or no one has entered while you are on vacation.
If you have a high-value home with domestic staff, you potentially have an added risk of employee dishonesty and having more people regularly accessing your property. Screen all your household employees including nannies, housekeepers, caretakers, personal assistants, and caregivers who will have access to your home and valuables. Consider conducting background checks before hiring any full-time staff for your home.
Finding the right home insurance can protect you, your family, and your finances. At Gaspar Insurance Services, we understand that it is important to protect all aspects of your life, so we focus on helping families bundle together their insurance policies with a single provider — this means great coverage and better rates. Whether you need auto insurance, home insurance, life insurance, or even motorcycle insurance, we can find a way to help. Own a business? We excel at helping business owners protect their businesses; including restaurants, professional services, and more. Be safe and be prepared this holiday season– feel free to give us a call to find out how we can help.