As the back-to-school season approaches, it’s a great time to reassess your insurance needs to ensure your family is fully protected. Whether your children are starting kindergarten or heading off to college, having the right coverage can provide peace of mind.
Homeowners and Renters Insurance
If you have kids heading to college, consider checking your homeowners or renters insurance policy to see if their belongings are covered while they live in a dorm or off-campus housing. Many policies extend coverage to personal belongings, but it’s wise to verify the specifics and consider additional coverage if necessary.
Auto Insurance
For families with teen drivers, back-to-school season often means more time on the road. Make sure your auto insurance policy is up-to-date and provides adequate coverage. Consider adding or reviewing discounts, such as good student discounts, to save on premiums.
Health Insurance
With children returning to school and participating in sports and activities, it’s crucial to review your health insurance plan. Ensure it covers the necessary medical services and consider supplemental coverage for accidents and injuries that can occur during extracurricular activities.
Umbrella Insurance
An umbrella insurance policy can offer additional liability coverage beyond the limits of your home and auto policies. This can be especially beneficial during the school year, providing extra protection against unforeseen accidents or incidents.
At Gaspar Insurance, we are committed to helping you navigate these transitions smoothly. Our team is ready to review your current policies, discuss your specific needs, and tailor coverage to provide optimal protection for your family. Contact us today to ensure you’re fully prepared for the back-to-school season and beyond.
For additional insurance guidance, contact us today at 818.302.3060 or info@gasparinsurance.com.
