ATRA Special ProgramExclusive for ATRA Shops
Gaspar Insurance strives to work with ATRA to accomplish the following 2 objectives:
- Gaspar Insurance must provide stellar service and earn a 100% satisfaction rating on a daily basis to meet ATRA’s rigorous service expectations from suppliers/vendors.
- We have a low price guarantee. We will beat any competitors price, period
Key Benefits to You
Highest possible level of service by dealing only with the nation’s largest carriers
Cost savings to every member
More coverage for less premium
Standing Behind Your Business
Protects your team members.
Garage Keepers Policy:
Protects your shop, your property, and customer vehicles.
Protects you from lawsuits filed by employees for harassment, wrongful termination, etc.
For those of you with commercial vehicles.
For the convenience of members, the workers’ compensation payroll deduct model is available.
Benefits to small business owners include:
- No large down payment
- Improved cash flow
- Pay-as-you-go premium based on actual payroll
Members that place their workers’ compensation with Gaspar Insurance may receive additional credit on their business owner’s policy package if the carriers are the same.*
*Credit is not available in NY, TX or ME.
Garage Keepers Insurance
Required by Landlord and ATRA Covers Exposures including;
- General Liability
- Products Completed Liability
- Direct Primary Liability for customer vehicles. What’s that? Compared to Legal Liability.
- Mechanical Breakdown
- Loss of Income
- Property Coverage
Employment Practices Liability Insurance
Optional, but very important.
Protects you from various lawsuits filed by employees for accusations such as:
- Sexual Harassment
- Wrongful Termination
- Wage & Hour Disputes
Group Medical and Life Insurance
- Life Insurance for owners and key employees
- Group medical, dental, and vision plans
- Voluntary benefits for all employees (i.e. Aflac)